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It is not unusual to fear the bankruptcy process. After all, a common misconception about bankruptcy is that it damages credit scores permanently. However, filing for bankruptcy has the opposite effect in most cases. Colorado Law Group has completed hundreds of bankruptcy cases for clients whose credit scores improved as a result of their bankruptcy. In fact, bankruptcy will improve your income-to-debt ratio and eliminate past derogatory reporting on your credit reports.
Although bankruptcy is appropriate in many cases, it is recommended to seek attorney advise when making the decision to file for bankruptcy. Colorado Law Group offers free initial consultations to all potential clients in order to present them with their options under the Bankruptcy Code along with alternatives to bankruptcy, such as debt consolidation and debt management.