The initial bankruptcy consultation is offered free of charge. Although most consultations take place in our office, it is possible to conduct a consultation telephonically. Generally, bankruptcy consultations last between 30 and 60 minutes, depending on the complexity of the client's case.
At the end of the consultation, clients who wish to retain the services of the firm would be required to make a deposit towards the total fee in the case. This deposit may be as low as $150. Please note that Colorado Law Group will not perform services on behalf of clients who have not retained the firm.
Upon retention, Colorado Law Group will require that certain documents be provided in order to prepare the client's bankruptcy petition (paycheck stubs, recent tax returns, bank statements, any collection letters, and completed online credit counseling). The client's bankruptcy petition will be completed within 10 days from receipt of all required documents.
Should a client wish to file bankruptcy in fewer than 10 days, the client's case can be expedited for a rush fee of $200. Expedited cases are prepared and filed within 24 to 72 hours, at the latest.
Please note that before a bankruptcy case can be filed, each client must review and sign his/her bankruptcy petition. Out-of-town clients may satisfy this requirement by signing their bankruptcy petition before a notary public and mailing the signed originals to our office.
After the bankruptcy petition is signed, our attorneys will submit it with the U.S. Bankruptcy Court for Colorado. This process is commonly referred to as filing of a bankruptcy case. Upon filing of the case, Colorado Law Group will obtain a bankruptcy case number and official notice from the Court that the case had been filed on the respective date.
Note that a wage garnishment will not cease until the employer and the garnishing creditor both receive copies of the official bankruptcy filing notice form the Court.